Company

CornerStone Associates, a General Agency of Massachusetts Mutual Life Insurance Company (MassMutual), has been headquartered in Birmingham, Alabama since 1911. Our focus is helping families improve their quality of life through building strong financial foundations. Our representatives are professionals who match client needs to a diverse array of products available to them. We offer access to a broad-based portfolio of products including: life insurance, annuities, disability income insurance, retirement planning products, long term care insurance, mutual funds, asset allocation, and other financial products and services.

MassMutual Financial Group® is a global, growth oriented, diversified financial services organization comprised of member companies with more than $450 billion in assets under management as of December 31, 2006. Our family of companies serves the needs of over ten million clients by providing a broad-based portfolio of financial products and services, including: life insurance, annuities, disability income insurance, retirement planning products, long-term care insurance, mutual funds*, money management, and other trust services.

The MassMutual Financial Group is a marketing designation (or fleet name) for Massachusetts Mutual Life Insurance Company (MassMutual), and its affiliates,  Springfield, MA 01111, which include:

  • OppenheimerFunds, Inc., a mutual fund company;
  • David L. Babson and Company Inc., a full-service investment advisory company;
  • Cornerstone Real Estate Advisers, Inc., a registered real estate investment adviser;
  • MassMutual International, Inc., which has operations in Argentina, Bermuda, Chile, Hong Kong, Japan, Macao, Taiwan and Luxembourg;
  • MML Investors Services, Inc., a broker-dealer organization offering a wide array of investment* products and services;
  • The MassMutual Trust Company, FSB, providing a full range of fiduciary services; and,
  • MML Bay State Life Insurance Company and C.M. Life Insurance Company, subsidiaries providing variable life insurance* and other insurance and annuity products.

MassMutual Financial Group has more than 1,400 sales offices across the United States. MassMutual’s headquarters are in Springfield, Massachusetts, and its Web site is at www.massmutual.com.

MassMutual representatives are professionals who match client needs to a diverse array of products, including life insurance, annuities, disability income insurance, long-term care insurance, retirement planning products, mutual funds*, and money management. Through registered representatives of MML Investors Services, Inc., MassMutual's broker/dealer subsidiary, our registered representatives can choose investment* products from a wide variety of companies including OppenheimerFunds, Inc. The MassMutual Trust Company, FSB, enables our representatives to provide clients with a full range of fiduciary services.

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